Transaction Center
Time to bring it home. Find zipForm®, transaction tools, and all the closing resources you'll need. Except for the champagne — that's on you.
Easily renew your real estate license with the FREE 45 hour online license renewal package from C.A.R.
Distinguish yourself by learning how to build a business that specializes in niche markets to nearly double your earning potential in various real estate sectors
Browse our class schedule to find when and where to take real estate courses.
Classes by Topic Online BundlesPrepare to earn your real estate license with our online courses. Get your California real estate license with OnlineEd. Price match guarantee. Mobile friendly. DRE-approved. Instructor Support. Start immediately!
Complete your eight-hour NMLS license renewal requirement through our NMLS-approved provider, OnlineEd
The main Business Meetings page provides key links for Directors and Committee Members. The next C.A.R. Business Meeting is scheduled for April 27-May 1 in Sacramento.
REimagine!® Real Estate Conference & Expo is where learning takes center stage and where business solutions and connections are at the forefront of the real estate industry.
Learn how to schedule a C.A.R. outreach speaker for your next event and access presentations from previous outreaches.
Join us for a deep dive into property management fundamentals at this half-day virtual conference.
A one-stop shop for tools and and resources to educate consumers about the intricacies of buying and selling a home and how a REALTOR® can help.
Down Payment Resource Directory Infographics Tax Reform One SheetsExplore and interact with the latest market statistics.
County Housing Market Summaries County Market Updates Impact of L.A. Wildfires Market at a GlanceThis information is designed for Real Estate Brokers and Office Managers to assist you in supporting your real estate business.
Discover homeowner insurance resources from C.A.R. to help navigate California's wildfire-related insurance crisis. Access expert-led webinars, podcasts, and support tools for both REALTORS® and consumers seeking guidance on maintaining or finding coverage.
We provide information and resources to support Real Estate Team Leaders in navigating their roles and ensuring compliance.
CCRE's mission is to advance industry knowledge and innovation with an emphasis on convening key experts and influence-makers.
From webinars to videos and podcasts to blogs, C.A.R. keeps you in the know.
Videos Webinars PodcastsC.A.R. publishes various newsletters throughout the year. Formerly, C.A.R. also published a magazine, for which past issues are still available.
Check out the resources and timely information below to help run your brokerage and keep your finger on the pulse of the industry.
Industry Leader Town Halls are held via Zoom usually twice a month from 11:00a to 12:30p and provide an opportunity for brokers and key brokerage staff to meet virtually with C.A.R. Leadership, C.A.R. staff and brokers throughout the state to discuss the latest information impacting real estate brokerages and transactions. We have a rotating list of guest speakers providing updates on the latest issues including Transactional, Legal, Market and Legislative Issues.
Industry Leader Town Halls are open to brokers, office managers, risk managers, and firm principals. To get the registration link and be added to our weekly Industry Leader newsletter please click the button below. Sign up for our Industry Leader Newsletter and join us on our next town hall! Any further questions can be directed to [email protected].
Dream For All application period to open February 24 to March 16
Beginning February 24, the California Housing Finance Agency (CalHFA) will open applications for its Dream For All Shared Appreciation Loan Program, offering critical down‑payment assistance to first‑generation homebuyers. This program, supported in part through C.A.R.’s successful advocacy, provides up to 20% of the home’s purchase price, helping more Californians overcome one of the biggest barriers to homeownership.
For REALTORS®, this is a powerful opportunity to demonstrate leadership and value by educating clients about available assistance options, broadening their purchasing power, and guiding them through a competitive and time-sensitive application process. The application window will remain open through March 16. Learn more and access program details.
Legislative Update
House Passes Major Bipartisan Housing Package
The U.S. House last week passed the bipartisan Housing for the 21st Century Act (H.R. 6644) in a strong 390–9 vote, advancing a sweeping housing package supported by members of both parties.
The legislation aims to boost housing supply, modernize federal housing programs, streamline environmental and permitting requirements, expand manufactured housing opportunities, increase access to small-dollar mortgages, reform the HOME program, and strengthen oversight of public housing agencies. The bill also includes provisions intended to expand community bank participation in housing finance.
With House passage secured, negotiations now shift to the Senate, where lawmakers previously advanced a separate bipartisan housing proposal, the ROAD to Housing Act. House and Senate leaders will work toward a compromise package that can clear both chambers and be sent to the President’s desk. Discussions are expected to continue this spring as Congress looks to advance a final housing measure before the summer campaign season intensifies.
Legal Update
You’re invited to register for the upcoming Legal Live webinar on Tuesday, March 10, at 1:30 pm. Join C.A.R. attorneys for an insightful discussion on common RPA Bloopers – Part 2. C.A.R. attorneys take a deeper dive into additional offer‑related pitfalls and share strategies to help you write cleaner contracts, negotiate with confidence, and avoid avoidable “uh‑oh” moments. Register here. This webinar is free and open to all C.A.R. members. We encourage you to share the registration link with your team.
Thank you to everyone who joined us in the recent Legal Live webinar, RPA Bloopers.
If you missed it or would like to revisit the tips, you can now watch the full recording at your convenience.
Market Update
Macroeconomic indicators suggest that the economy is stabilizing, a condition that would allow the Federal Reserve to put things on hold for now but may still cut rates later this year if it is necessary. With January job growth exceeding expectations and inflation surprising on the upside at the start of 2026, the economy is holding up better than previously thought. The Fed will likely remain patient and may not reduce its policy rate in the coming FOMC meetings in March and April. Flat retail sales and a reverse in small business optimism, however, provide a cautionary note that shows the economy is not out of the wood. A rate cut could still take place in the second half of 2026 if signs of distress are detected. The market has reacted positively after digesting the latest news, with the average 30-year fixed mortgage rate declining to its 3-year low last Friday. This is good news for the housing market, as the dip in rates will help further the improvement in affordability that we have seen in the last couple of quarters. Read the full weekly report here.
January Home Sales and Price Report
Existing, single-family home sales totaled 256,550 in January on a seasonally adjusted annualized rate, down 10.8 percent from 287,570 in December and down 1.3 percent from 260,040 in January 2025..
Year-to-date statewide home sales were down 1.3 percent in January.
Housing inventory expanded in January, rising sharply from the prior month and moderately from a year earlier, as market activity slowed amid a slowdown in the labor market that weighed on consumer confidence. The Unsold Inventory Index was 4.4 months in January, up from 2.7 months in December and up from 4.1 months in January 2025. While total active listings rose from January 2025 for the 24th consecutive month, the annual gain recorded in January was the smallest in two years. January also marked the ninth consecutive month of decelerating inventory growth, suggesting that while housing supply has been showing some improvement, the pace of expansion is losing steam as the market continues to be hindered by mortgage volatility and economic uncertainty.
At the county level, 24 of the 53 counties tracked by C.A.R. posted year-over-year sales gains in January, with 14 recording double-digit increases. Mariposa led with sales that tripled from a year earlier, followed by Trinity (166.7 percent) and Tehama (128.6 percent). Meanwhile, 29 counties experienced annual sales declines, including 16 that fell by more than 10 percent, led by Lassen (-44.4 percent), Calaveras (-42.3 percent), and Glenn (-41.7 percent).
Read the full report here.
Key Read of the Week
“Artificial intelligence is no longer residential real estate's shiny new toy — it has become an indispensable tool for many agents' businesses. From writing listing descriptions and drafting marketing emails to polishing social posts and enhancing listing photos, AI is now ubiquitous.
That flood of AI-generated marketing — LinkedIn posts that read eerily similar, doctored listing photos and videos with a flat, uncanny-sounding voice — has sparked a new buzzword inside and outside the industry: AI slop.
But for brokers and consumer watchdogs, the issue runs deeper than repetitive content. As AI becomes embedded in the transaction itself, the industry is confronting harder questions around trust, disclosure, liability and consumer protection.
In other words: The AI honeymoon is over.” Read the full article from Real Estate News here.
For 1:1 legal advice you can contact the Broker dedicated Legal Hotline at (213) 739-8350. This service allows you to speak directly to a C.A.R. attorney regarding your legal questions, including questions about your agents' transactions or relating to your brokerage practice. Please note that the Broker Legal Hotline is available Monday-Friday from 9am-6pm, and that calls which come through the Broker Line receive priority. If you need assistance on a Saturday, the general Legal Hotline is available from 10am-2pm for questions regarding active transactions only on a first-come, first-served basis. Please see our Legal Hotline FAQ for additional information.
Information on Broker Practices and Real Estate Office Issues can be found on the Broker Q&A Legal Launchpad page. Our top legal information for brokers is organized so you can access everything from the most common topics all the way to in depth Q&A articles. The teaching aids can be used as resources for your agents. Topics on this page include Legal Q&As for: choosing the right entity for your business, errors and omissions insurance, dealing with unlicensed agents and more!
Find out more information on Independent Contractor Reporting requirements from the EDD website. C.A.R. has also created a Legal Q&A on the Independent Contractor Reporting to the California EDD.
C.A.R. has an extensive library of Legal Q&As, new laws and disclosure charts with information on many legal questions and issues.
C.A.R. Legal Tools are a package of resources (PowerPoint decks, quick guides, etc.) in easy-to-understand language on one legal topic designed to help you and your agents better understand an issue related to your business or a transaction. A new C.A.R. Legal Tools topic is released monthly.
The Standard Forms and Legal Q&A Correlation Chart helps you easily locate any Legal Q&As related to a specific C.A.R. form to address the most commonly asked questions.
The Sample Forms Book is a useful guide containing every current sample C.A.R. real estate form, including the new/renamed forms and recently revised forms, in an easy-to-reference format.
Learn more about Federal Fair Housing Act, California Fair Housing Laws, and the Fair Housing Employment and Housing Act, and all the information about fair housing best practices, building inclusive businesses and organizations, and promotion more equitable communities at fairhousing.org.
Leasing and property management resources that C.A.R. offers can be found in one spot, at the Leasing & Property Management Resource Center. Resources include member benefits and tools for tenant screening, property management software, courses and events, and a wide variety of legal guidance.
C.A.R.’s interactive dashboards are calculators and data management tools allow users to gain insights by slicing and dicing different variables and dig deeper into local statistics that are more relevant to their markets.
C.A.R.’s Research and Economics team conducts a number of market data surveys that offer information on topics such as: consumer behavior, market trends, housing demographics, policy perspectives, REALTORS® profiles, and technology.
Market Minute Write-Up is a weekly one-page analysis that offers the most up-to-date information on the economy and the housing market. Combined with the weekly infographic, the 2-page report is downloadable, shareable, and can easily be used as part of the marketing materials for REALTORS®.
The semi-annual Housing Market Forecast report provides an outlook for the economy and the housing market. Use this report to predict where sales and prices are headed, to learn about potential headwinds in the future, and to help clients navigate through a challenging market environment.
Keep your entire brokerage's transactions organized, on track, and in line with requirements by purchasing zipForm Edition for Brokers, real estate's leading transaction solution management solution.
C.A.R. Insurance Products offer C.A.R. members quality insurance, including health, E & O and Business Insurance, at a reasonable price.
Request a C.A.R. Outreach Speaker to present at your next office meeting for the latest update on a specific area or topic.
For a weekly update of activity in the state legislature, please see the State Legislative Update.
To see the bills that C.A.R. is sponsoring this legislative session, check out the C.A.R. Sponsored Bills.
To see the bills that C.A.R. is working on in the Legislature, check out the State Legislative Program information here.
Unlocking California Politics Podcast is your resource for politics, legislation, housing policy, and housing news.
October 6: Join C.A.R. for the 2026 Broker Conference on Tuesday, October 6 in Long Beach, held ahead of the REimagine Conference. Expect a fast-paced day of practical insights, big ideas, and broker-to-broker conversations focused on what’s next for leading agents and growing a modern brokerage.
October 6-8: REImagine! is a two-day education conference full of marketing and branding tips, economic and housing forecasts, technology trends, and much more. The conference features expert speakers, exhibit hall, interactive experiences and networking opportunities for REALTORS® to stay ahead in their business.
C.A.R.'s Women's Initiative, WomanUP!, is a free community where mentors and leaders can communicate, collaborate, advocate for, and support one another for women to step into brokerage leadership roles.
The Young Professional Network (YPN) is a group of REALTORS® who meet to facilitate opportunities for involvement in Association leadership through education and networking.
The Latino Professional Network (LPN) is an inclusive community that is dedicated to amplifying the voices of Latino Realtors in California.
For Information on Advisories, Alerts, Compliance Manuals, Reference Materials visit DRE's Real Estate Business Resources.
To assist real estate brokers with conducting residential sales in compliance with Department of Real Estate requirements check out the Broker Compliance Evaluation Manual.
Use the Broker Self-Evaluation Compliance Checklist to conduct a self-evaluation of your residential real estate business activities.
Use the Public License information System to Verify a License of a real estate broker or salesperson.
Use the California Department of Real Estate eLicensing System to renew a salesperson or broker license, apply for an exam/license, change contact information and more.
If you have a complaint against a licensed real estate agent or business, visit California DRE’s website To File A Complaint, or call the California DRE Public Information Line at (877) 373-4542.
For licensing questions, contact Jeff Oboyski and for general enforcement questions, contact Chika Sunquist.
Broker Education Courses
Learn the skills you need to run your business as well as understand the role and responsibilities of a broker. We've curated a list of C.A.R. Courses to help you and your brokerage! Friendly tip: sort columns or search content to find the info you need!
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Title |
Category |
Description |
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Minimize your risk |
Minimize the chance of having a claim or lawsuit filed against you by following simple Risk Management steps and becoming educated in areas which cause the greatest incidence of claims. |
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Minimize your risk |
Learn about the approximately 30 disclosure requirements typically seen in a residential 1-4 transaction to better serve your buyers and sellers along with protecting yourself from personal liability. |
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California Residential Purchase Agreement (RPA-CA) and Related Forms |
Transaction Knowledge |
Learn how to properly complete and use the RPA form step-by-step to better serve and protect yourself and your clients. |
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Running your business |
New real estate brokers will discover methods and tools needed to run an organized business with confidence. |
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Management of Offices and Supervision of Licensed Activities |
Minimize your risk |
Gain an understanding of topics related to broker management and supervision including requirements set forth by the California DRE and liabilities for failure to properly supervise. |
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Running your business |
Understand how to manage teams including how to oversee the basic types of teams, their culture and structure, and how to reduce risk and increase profit. |
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Transaction Knowledge |
Learn how to use zipForm® Plus Broker Edition to establish policies, rules, procedures, and systems to review transaction files and supervise the activities of your salespersons. |
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Running your business |
Learn about the difference between employees and independent contractors, situations that brokerages and teams may be subject to employment laws, interviewing and hiring processes, and other aspects of employment law that may apply to your office or employer-employee relationships. |
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Real Estate Investing Made Clear (PMC9) - ONLINE ANYTIME- C.A.R. Business Products |
Transaction Knowledge |
Increase your confidence when working with investor clients by learning more about real estate investment concepts such as cash flow, NOI, depreciation, the rate of return, income tax savings and much more. |
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Transaction Knowledge |
Understand more about contracts -- including what constitutes a contract, how to write one, its importance in the transaction, and what to be aware of in the process. Learn more about aspects such as earnest money, financing, inspections, title and closing, and post-closing. |
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Running your Business |
Certified Transaction Coordinator (CTC) is a program consisting of several transaction management courses for all real estate licensees and unlicensed transaction coordinators who want to build and establish a successful transaction coordinator business. |
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Running your Business |
Understand the role and responsibility of the brokers and how to utilize resources to gain a general working knowledge of the basic operations of their office. |
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Running your Business |
Learn about the specific role of team leaders and what steps are needed to make your team more effective and profitable. |
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Administrative Staffing: The Human Side of Human Resources - ONLINE ANYTIME |
Running your Business |
Learn effective strategies for staffing your organization that will allow your business to run effectively. |
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Office Management Certification (OMC) for Real Estate Professionals -ONLINE ANYTIME |
Running your Business |
This bundle will educate you on how efficient brokers and teams manage their offices for profit and success in a competitive market. |
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The California Association of REALTORS® (C.A.R.) holds local REALTOR® associations responsible for ensuring broker compliance with the National Association of REALTORS® (NAR) Variable Dues Formula. The formula was crafted to ensure fairness by basing member dues on the number of individuals licensed with REALTOR® principals (known as Designated REALTORS®, or DRs).
Learn more here.